ISA Transfers

Things to think about before you transfer an ISA

• It's worth checking with your current ISA provider if there’s a fee for transferring your money out.
• Keep in mind that you could lose any potential growth as your money will not be invested while the transfer is processing.
• Remember, the value of your ISA can go down as well as up, and may be worth less than you paid in.

Laws and tax rules may change in the future. The information here is based on our understanding in April 2020. Personal circumstances also have an impact on tax treatment.

Log in to apply for a transfer

Why transfer to a Standard Life Stocks & Shares ISA?

• Access to competitively priced funds
• There’s no set-up fee
• We don’t charge extra for switching funds
• You’ll have easy access to your account through our secure online services and mobile app

Investment choice when transferring your ISA to Standard Life:

• Our Easy option: This option helps you choose a fund that is based on your attitude to risk. It's helpful if you're new to investing or don't have the time or confidence to choose your own investments. That's because the team at Aberdeen Standard Investments will manage your money according to the level of risk you've chosen.
• Our DIY option: This option gives you the freedom to choose from the full range thousands of individual investment funds. It’s for anyone who has the time and confidence to pick and manage their own investments.
• Keep your investments: We can transfer your money and keep it invested in the funds you had before, if we offer the same funds as your previous provider and if your previous provider allows this. This option is for savers who feel confident about managing their investments.

Keep in mind: You have the freedom to change your investments at any time.