A pension is a long-term investment. Its value can go down as well as up and could be worth less than was paid in. Laws and tax rules may change in the future. Your own circumstances and where you live in the UK will also have an impact on tax treatment.

Our personal pension plans

What kind of lifestyle do you want to have after you stop working? Whatever your plans, a personal pension could be a great way to save for later life.

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    Active Money Personal Pension (AMPP)

    An AMPP is a simple way to save money for retirement with an option to let the experts manage your investments for you.

    Find out more
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    Self Invested Personal Pension (SIPP)

    The Standard Life SIPP gives you access to our widest range of personal pension investment options.

    Find out more
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    Stakeholder Pension Plan

    This type of pension plan can be opened from just £16 – our lowest minimum payment - but has fewer investment options to choose from.

    Find out more

Already got a Standard Life pension?

You can look after your pension plan online – including top-ups and transferring in other pension plans.

Top up your pension plan

Topping up with additional payments could help give you more money for when you choose to retire.

Top up a pension plan

Transfer a pension plan

Transferring isn’t for everyone, but it could be useful to bring your pension plans together in a single plan that’s easier to manage.

Learn more about transfers

Did your adviser recommend your Standard Life pension?

Please speak to your financial adviser if you have any questions.

If you no longer have an adviser and have investments on our Wrap platform (policies beginning with WP) or Elevate platform (policies beginning with EL) please go to our customer platform site for help and information about your pension.

I’m a Wrap customer

I’m an Elevate customer

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Need help with your pension savings?

We have guides and services that can help you save for the kind of retirement lifestyle you want.

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    Pension basics

    This starter guide explains how personal pensions work, and some key things to think about as you save for retirement.

    Read more about pensions basics
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    Saving for retirement

    See why saving for retirement makes sense. How tax relief can help you, how much you might need when you retire and how you could increase the value of your pension pot.

    Read more about saving for retirement
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    Speak with an adviser

    Find out how speaking with a Standard Life adviser can give you a better understanding of your finances and make confident decisions.

    More about advice
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    Make the most of your pension plan this tax year

    Tax benefits can play a big part in helping boost your pension pot.
    Find out more